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Funding your learning

Higher education students on a university-level programme need to pay tuition fees.

You may be able to pay in instalments, or you can apply for a loan to help spread the costs.

Student loans

If you’re studying full time, you can take out two student loans per academic year:

  • a tuition fee loan  to cover your annual tuition fees in full
  • a maintenance loan to help with accommodation and other living costs (dependent on your household income)

When you are assessed for your fees, you are automatically assessed for a student loan.

Tuition fee loans

The tuition fee loan is available to cover the tuition fees for HNDs, Foundation Degrees or BA (Hons) Degrees. Part-time students can apply for a tuition fee loan too.

When do I have to pay it back?

You only start to pay the loan back when you earn over £21,000 per year.

How much do I pay each month?

You repay 9% of your income above £21,000 only. So if your salary was £25,000, you repayment for the year is 9% of £4,000 – around £30 per month.

What if my salary drops after I’ve started paying?

If your salary falls below £21,000 – e.g. you take a career break or are unemployed – your repayments stop. Repayments only start again when you are earn over that amount.

What if I reach retirement age before I’ve paid it off?

All loans are cleared after 30 years. If you have not repaid by then, it is written off

Payment without loans

You might get financial help from your university or college with a bursary. Bursaries do not have to be paid back.

If you are paying your own tuition fees, an instalment plan can be arranged. Just contact our HE Admissions Coordinator on 01865 550 550 or

Financial information

If you are a new student, or you need any further advice, visit the government’s student finance website.  

If you have any other questions, contact us for up to date tuition fee information. Call 01865 550 550 or email us